Small Business Funding

Affordable Options for Business Capital

Quick, Reliable, and Flexible Loans Tailored to Your Needs.


Get capital as low as 7.00% and funding up to $6,000,000 with Direct Merchant Funding.

SAME-DAY LOAN APPROVALS

$30,000 To
$6 Million

REVENUE BASED

A Wide Range Of Capital & Loan Services

SBA Loans

Bank Loans

Credit Lines

Factor Loan

Our partners allow us a variety of options for approval. Among other choices, we also provide bank term loans and working capital for small businesses. A great alternative for those who may need faster access than the SBA loan process can offer.

Secure Client Marketplace

With our secure and simple process, you can prequalify in minutes with no impact on your credit score. Securing capital for business in as little as 1 day.

Awesome Rates & Terms

SBA loans have some of the best rates available, loans go up to $5,000,000 and have long term repayment plans. Get started today.

Simple & Easy Application

We’ve streamlined our application process for loans. We will provide you with all available options for funding loans and alternatives.

With Short Term bank loans, we can help small businesses secure capital even if they don’t qualify for an SBA loan. Alternative funding can still be used for many business purposes.

SBA Working Capital and Debt Refinancing Loans

$25,000 – $5,000,000


Our marketplace is full of options for qualifying businesses that are seeking SBA loans or debt refinancing. These premium programs are good for allowing growth capital to enter the business on affordable and flexible terms. Uses range from:

Pay debts off and increase your business daily cash flow.

Hire more staff, launch marketing campaigns, or add to inventory.

Buy new equipment, repair existing ones, or to expand.

Our Expertise

Transforming Financial Success with Expertise and Personalized Lending Solutions

Our team of financial experts is dedicated to empowering small businesses with tailored lending solutions that address unique financial goals. By providing innovative strategies, we aim to simplify complex financial processes and ensure sustainable growth and stability for our clients.

Advantages of Choosing Our Financial Lending Services

Experience a new level of financial flexibility and support with our personalized lending services. Whether you aim to grow your business, secure your future, or manage risks, our expertise ensures that your journey is smooth, efficient, and rewarding.

  • Customized Loan Plans

  • Simplified Approval Processes

  • Comprehensive Risk Management

  • Expert Financial Guidance

Why Choose Us

Building Trust with Innovative Lending Solutions for Financial Success

Our experienced professionals craft personalized lending strategies to meet your financial aspirations. We emphasize transparency, reliability, and tailored solutions to ensure a seamless journey toward achieving your goals.

Trusted Expertise

Our team of seasoned lending specialists ensures a smooth, efficient process by offering expert guidance tailored to your financial needs.

Cash Flow Optimization

Streamline your cash flow with structured lending strategies and effective financial planning, ensuring long-term stability and growth.

Accountability in Action

Stay on top of your financial goals with proactive check-ins, consistent support, and personalized assistance throughout your lending journey.

Financial Wisdom

Empowering Your Financial Journey Through Smart Lending Solutions

We provide smart lending solutions to help you achieve your financial goals. With expert guidance and tailored options, we ensure you make informed decisions every step of the way.

Approval Time

1 Day

Funding Max

$6M

The number of credit cards in circulation

31K+

Our team of partners

90

Testimonial

Genuine Reviews From

Satisfied Customers

Owner, Extreme Graphics "Since we were only in business for 7 months, we were turned down by all of our local banks. Steve at Direct worked with us and was able to get us a line of credit that we have used ever since, will be 2 years next week!"

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Jeff Goldsmith

Owner, Delicate Edibles "After a friend of mine mentioned she was able to renovate her entire kitchen thanks to Direct Merchant, I decided to give it a go. I was shocked at how little I had to do once they took over, and I will certainly be passing the recommendation on"

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Lisa Brighton

At Business Services America we are committed to providing trusted financial solutions that empower you to achieve your goals. Our dedicated team is here to guide you every step of the way, offering personalized lending options that fit your unique needs.

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